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The Your Life, Your Money Podcast helps you thrive in life, wealth and retirement. The show is designed to navigate the complexities around money, building and securing wealth, and achieving financial independence. Scott Sierens, financial advisor at Sierens Financial Group, will provide thoughts, strategies, and ideas on each episode to help you make smart and sound financial decisions. The goal is to take complex financial subjects and make them simple and easy to understand so you can feel confident to take action, enjoy life, and eliminate financial stress and anxiety.

Scott, along with guests from across various industries, will cover topics such as tax savings strategies, investment and wealth management, IRAs, 401(k)s, retirement planning, income strategies, pensions, estate planning, social security, healthcare, and much more.

Retirement isn't an age or number. It's finding the balance between living life today and feeling financially confident about YOUR tomorrow.

Ask Scott your questions by calling 847-235-6989 or check out our podcast website at for more resources.

Jan 26, 2023

Market volatility became the norm in 2022. Are we in for more of the same in 2023? In this episode, we’ll share some of the predictions being made by some big industry names for the upcoming year.

Here’s some of what you’ll learn in this episode:

  • Here are the expert predictions for 2023. (2:13)
  • What do I think about these predictions? (7:48)
  • Here’s what we SHOULD be planning on. (10:11)
  • How should you approach market volatility from a planning perspective? (11:42)
  • Know where you need to make adjustments. (13:55)
  • There are a few opportunities right now for investors. (16:22)


Check out all the 2023 predicitons here: 

Bloomberg Prediction:

Morgan Stanley Prediction:

JP Morgan:


Russell Investments:


Read more and get additional financial resources here: 

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